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Employer Life Insurance Lancaster OH

Local resource for employer life insurance in Lancaster. Includes detailed information on local businesses that provide access to employer-sponsored insurance, employer liability insurance, small employer health insurance, and information on insurance requirements for employers, as well as advice and content on group health insurance.

Jose "Rafi" Rodriguez
2661 Commons Blvd
Beavercreek, OH
Company
Title: President
Company: Rodriguez Financial Strategies, LLC
Type
Investment Advisor Rep: Yes
Education
University of Puerto Rico/BS Chemistry
Air Force Institute of Technology/BS Aero Engineering
University of West Florida/MS Systems Analysis
Years Experience
Years Experience: 6
Service
Fee Only Portfolio Management,Pension for Highly Compensated Owners,CD Alternative,Annuities,Long-Term Health Care Planning,Insurance & Risk Management Planning,Retirement Income Accumulation Planning,Hourly Financial Planning Engagements,Life Settlements,Income for Life/ Preserve Principal,Life Insurance,Investment & Portfolio Management,Business Succession & Liquidation Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Portfolio Engineering,IRA, 401k,

Data Provided by:
Marco Mazzone
8227 Brecksville Road
Brecksville, OH
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
Kent State University/ Accounting
College for Financial Planning
Years Experience
Years Experience: 41
Service
Retirement Planning,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Disability Insurance,Annuities,Alternative Asset Class Planning,Commission-Only Financial Planning (Full Disclosure),Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Fee-Only Comprehensive Financial Planning,401k Rollover From

Data Provided by:
Mr. Daniel M. Betzel (RFC®), JD
(614) 418-1742
2720 Airport Dr
Columbus, OH
Company
Money Concepts
Qualifications
Education: Juris Doctorate-The Ohio State UniversityMaster of Arts-Bowling Green State UniversityB.A.--Cedarville University
Years of Experience: 18
Membership
IARFC, FPA, Bar
Services
Invoice, Estate Planning, Portfolio Management, personal Coach, Retirement Planning, Seminars Work, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Long Term Care Insurance, Charitable Planning, Education Plan, Charitable Foundations, Asset Protection, BuySell, Compensation Plans

Data Provided by:
Carl Zimmerman
5650 Blazer Parkway.
Dublin, OH
Company
Company: Zimmerman Advisory Group, LLC
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
The Ohio State University/ B.S. Economics
Ashland University/Masters
Years Experience
Years Experience: 20
Service
High Yield Bank Accounts,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Annuities,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,401k Rollover From Employer,Income for Life/ Preserve Principal,Life Insurance,Investment & Portfolio Management,Investment Consulting & Allocation Design,Business Success

Data Provided by:
Dennis Rockhold (RFC®), LUTCF
(419) 222-8018
2895 Harding Highway
Lima, OH
Company
Rockhold Financial Group
Qualifications
Years of Experience: 10
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, personal Coach, Retirement Planning, Medicaid Planning, Stocks and Bonds, Mutual Funds, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, BuySell, Compensation Plans

Data Provided by:
Caleb Davenport
146 East Liberty Suite 60
Wooster, OH
Company
Company: Legacy Retirement Advisors
Education
Liberty University BS, MA
Years Experience
Years Experience: 20
Service
High Yield Bank Accounts,IRA, 401k, Roth IRA, QDRO Rollovers,Life Insurance,Investment & Portfolio Management,Investment Consulting & Allocation Design,Estate Tax Planning,401k Rollover From Employer,Wealth Management,Retirement Planning,Long-Term Health Care Planning,Insurance & Risk Management Planning,Retirement Income Accumulation Planning,Pension for Highly Compensated Owners,CD Alternative,Annuities,Real Estate Investment Planning,Annuity Ideas & Strategy Planning,Retirement Income Distrib

Data Provided by:
Ms. Carol A. Hoffman (RFC®), MBA
(513) 469-8400
9545 Kenwood Rd Ste 402
Cincinnati, OH
Company
Clear Perspectives Financial Planning LLC
Qualifications
Education: MBA, Finance, Indiana University
Years of Experience: 3
Membership
IARFC, FPA, NAPFA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, personal Coach, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Stocks and Bonds, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Life Insurance, Long Term Care Insurance, Medical Insurance, Auto Home Insurance, Charitable Planning, Education Plan, Asset Protection, LiabCover, Compensation Plans

Data Provided by:
Mr. Michael P. Eischen (RFC®), CHFC, CLU, MSFS
(614) 221-2211
245 Mt. Vernon Ave.
Columbus, OH
Company
Eischen Financial Group
Qualifications
Education: BS, MS
Years of Experience: 26
Membership
IARFC
Services
Invoice, Estate Planning, Retirement Planning, Seminars Work, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance

Data Provided by:
Mr. Douglas R. Hallett (RFC®), CLU, LUTCF
(513) 984-0389
9550 Lansford Drive
Cincinnati, OH
Company
Family First Financial Advisors, LLC
Qualifications
Education: BA, MA, CLU, LUTCF, RFC
Years of Experience: 31
Membership
IARFC, MDRT, SFSP, NAIFA
Services
Invoice, Estate Planning, Retirement Planning, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Asset Protection

Data Provided by:
Fred Abbott
3110 Royal Dornoch Circle
Delaware, OH
Company
Title: CLU, CFP
Company: Abbott Financial Services, LLC
Type
Investment Advisor Rep: Yes
Education
BSEE Ohio Northern University
MBA Ohio University
Years Experience
Years Experience: 19
Service
Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Wealth Engineering,Pension for Highly Compensated Owners,Stock Market Alternative,Wealth Management,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning

Data Provided by:
Data Provided by:

Business Tax Deduction - Life Insurance

Business Tax Deduction - Life Insurance

Life Insurance is a fairly common and accepted part of the risk management of any good personal or business financial plan. It is not, however, a valid business tax deduction.

In any personal or business financial plan, risk management plays an important part. Insurance is the primary mover in most risk management plans and the premiums paid for insurance on your inventory, physical buildings, and all types of liability are valid business tax deductions that can reduce your business tax liability. Life insurance is the one type of policy that is excluded from this. The premiums paid for Life Insurance policies are not tax deductible.

Other types of insurance could also include unemployment insurance and workman's compensation insurance. These common forms of business insurance are closely regulated and any funds spent on them are obvious tax deductions. The fact that most forms of insurance premiums are almost automatic business tax deductions often fools small business owners into thinking that their life insurance premiums are deductions also.

There is a good argument for this to be so. Small business owners especially are usually closely associated with the success or failure of their own business. In other words, if they die that usually spells the end of the business. This is the purpose, of course, of the small business owner wisely insuring his life. It is his hope that in case of his death not only will his dependents be protected, but the business will be able to survive his loss. Although this seems to indicate that life insurance is almost a business necessity for the small business owner, the tax codes and rulings of the IRS are what determines deductions.

There are some cases where life insurance premiums might be considered a business tax deduction. This would be when the small business purchases life insurance on some of their key employees. The risk management idea here is that the insurance is s...

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Self Employed Health Insurance Deduction

Self Employed Health Insurance Deduction and Cobra

There is no disputing that health insurance can be a night mare for the self-employed. This raises the issue of the self employed health insurance deduction and Cobra.

Self Employed Health Insurance Deduction and Cobra

Health insurance is one of the primary concerns for all self-employed business owners. When working as an employee for a company, health and dental insurances are usually provided to some extent by that company. However, many home business owners become concerned when leaving those companies to form their own businesses due to the loss of this health insurance. And if that wasn't a major concern in itself, even employees for major businesses are losing health insurance. Numbers of uninsured workers have risen due to the expensive costs of health insurance.

Despite this, there is good news for those who leave a company to run their own. An act known as the Consolidated Omnibus Budget Reconciliation Act, or COBRA, was passed that allows departing workers to buy health insurance through their employer's group plan. What this means is that those who are leaving a company can still buy insurance from their former employer. The benefits of this can be extensive for those looking to form their own companies but who are dismayed due to the potential loss of health insurance.

However, don't think that COBRA will be cheap. Many who go through COBRA to obtain health insurance are extremely surprised with the rat...

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